https://www.theglobeandmail.com/investing/personal-finance/household-finances/article-make-sure-you-have-proper-travel-insurance-ahead-of-your-winter/
The OHIP Health Insurance coverage, per day, was not that much anyway but this article is good to know info.
Mike goes to the US so often, he might be able to advise us on a good plan. For me, the US might as well be Mars! :D